:root{
  --navy:#0b1f3a;--navy2:#13335c;--blue:#1f6feb;--green:#16a34a;--green2:#12823b;
  --amber:#ffb703;--bg:#f5f8fc;--card:#fff;--text:#1c2a3d;--muted:#5b6b82;--line:#e1e8f1;
  --radius:16px;--shadow:0 10px 30px rgba(11,31,58,.10);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:"Segoe UI",system-ui,-apple-system,Roboto,Arial,sans-serif;color:var(--text);background:var(--bg);line-height:1.65;font-size:17px;padding-bottom:70px}
img,svg{max-width:100%}
a{color:var(--blue)}
.container{width:min(1160px,100% - 32px);margin-inline:auto}
h1,h2,h3{line-height:1.2;color:var(--navy)}
h1{font-size:clamp(2rem,5vw,3.2rem)}
h2{font-size:clamp(1.6rem,3.5vw,2.3rem);margin-bottom:.6rem}
h3{font-size:1.2rem;margin-bottom:.4rem}
p{margin-bottom:1rem}
.icon{width:1.15em;height:1.15em;fill:currentColor;vertical-align:-.2em;flex:none}

/* Topbar */
.topbar{background:var(--navy);color:#cfe0f7;font-size:.88rem;padding:7px 0}
.topbar .container{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:700;text-decoration:none}

/* Header */
.header{background:#fff;position:sticky;top:0;z-index:50;box-shadow:0 2px 12px rgba(11,31,58,.08)}
.header .container{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:72px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:800;font-size:1.15rem;line-height:1.1}
.logo-mark{width:42px;height:42px;border-radius:12px;background:linear-gradient(135deg,var(--blue),var(--navy));display:grid;place-items:center;color:#fff}
.logo small{display:block;font-weight:600;font-size:.7rem;color:var(--muted);letter-spacing:.04em;text-transform:uppercase}
.nav{display:flex;gap:4px;align-items:center}
.nav a{padding:9px 13px;border-radius:10px;text-decoration:none;color:var(--navy);font-weight:600;font-size:.95rem}
.nav a:hover,.nav a.active{background:#e8f0fd;color:var(--blue)}
.nav-toggle{display:none;background:none;border:0;padding:8px;cursor:pointer;color:var(--navy)}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 26px;border-radius:999px;font-weight:800;font-size:1.05rem;text-decoration:none;border:0;cursor:pointer;transition:.2s;font-family:inherit}
.btn-call{background:var(--green);color:#fff;box-shadow:0 8px 20px rgba(22,163,74,.35)}
.btn-call:hover{background:var(--green2);transform:translateY(-2px)}
.btn-lg{padding:18px 34px;font-size:1.25rem}
.btn-sm{padding:10px 18px;font-size:.95rem}
.btn-white{background:#fff;color:var(--green2);box-shadow:0 8px 20px rgba(0,0,0,.2)}
.btn-white:hover{transform:translateY(-2px)}
.btn-pulse{animation:pulse 2.2s infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(22,163,74,.55)}70%{box-shadow:0 0 0 16px rgba(22,163,74,0)}100%{box-shadow:0 0 0 0 rgba(22,163,74,0)}}

/* Hero */
.hero{background:linear-gradient(100deg,rgba(11,31,58,.94) 0%,rgba(11,31,58,.82) 50%,rgba(11,31,58,.62) 100%),url(../images/hero.jpg) center/cover no-repeat;color:#fff;padding:64px 0 72px}
.hero h1{color:#fff}
.hero .grid{display:grid;grid-template-columns:1.15fr .85fr;gap:44px;align-items:center}
.hero p.lead{font-size:1.2rem;color:#d6e4f8;margin:16px 0 24px}
.badge{display:inline-block;background:rgba(255,183,3,.15);color:var(--amber);border:1px solid rgba(255,183,3,.4);padding:6px 14px;border-radius:999px;font-weight:700;font-size:.85rem;margin-bottom:16px}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;align-items:center}
.hero-note{margin-top:14px;font-size:.92rem;color:#b9cdea}
.ticks{list-style:none;margin:20px 0 0;display:grid;gap:8px}
.ticks li{display:flex;gap:10px;align-items:flex-start}
.ticks .icon{color:var(--amber);margin-top:.3em}
.page-hero{padding:48px 0 54px}
.page-hero .grid{grid-template-columns:1fr}
.page-hero p.lead{max-width:760px}

/* Form card */
.form-card{background:#fff;color:var(--text);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.form-card h2{font-size:1.5rem}
.form-card p.sub{color:var(--muted);font-size:.95rem}
.field{margin-bottom:12px}
.field label{display:block;font-weight:600;font-size:.9rem;margin-bottom:4px}
.field input,.field select,.field textarea{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:10px;font:inherit;background:#fbfdff}
.field input:focus,.field select:focus,.field textarea:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 3px rgba(31,111,235,.15)}
.consent{display:flex;gap:10px;font-size:.82rem;color:var(--muted);align-items:flex-start;margin:6px 0 14px}
.consent input{margin-top:4px}
.hp{position:absolute;left:-9999px;opacity:0}
.form-card .btn{width:100%}
.form-msg{display:none;margin-top:12px;padding:12px 14px;border-radius:10px;font-weight:600}
.form-msg.ok{display:block;background:#e7f8ed;color:#0e6b32}
.form-msg.err{display:block;background:#fdecec;color:#a11a1a}

/* Sections */
section{padding:64px 0}
.section-head{text-align:center;max-width:720px;margin:0 auto 38px}
.section-head p{color:var(--muted)}
.alt{background:#fff}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:22px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 4px 14px rgba(11,31,58,.05);transition:.2s;display:flex;flex-direction:column}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.card .ico{width:54px;height:54px;border-radius:14px;background:#e8f0fd;color:var(--blue);display:grid;place-items:center;margin-bottom:14px}
.card .ico .icon{width:28px;height:28px}
.card p{color:var(--muted);flex:1}
.card .btn{margin-top:6px;align-self:flex-start}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:22px}
.step{position:relative;background:#fff;border-radius:var(--radius);padding:28px 24px 24px;border:1px solid var(--line)}
.step::before{counter-increment:s;content:counter(s);position:absolute;top:-18px;left:22px;width:38px;height:38px;border-radius:50%;background:var(--blue);color:#fff;font-weight:800;display:grid;place-items:center}
.step p{color:var(--muted);margin:0}
.split{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}
.panel{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;border-radius:var(--radius);padding:34px}
.panel h3{color:#fff;font-size:1.5rem}
.panel p{color:#cfe0f7}
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:18px;text-align:center}
.stat{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.stat b{display:block;font-size:2rem;color:var(--blue)}
.stat span{color:var(--muted);font-size:.92rem}
.cta-band{background:linear-gradient(135deg,var(--green2),var(--green));color:#fff;text-align:center;padding:56px 0}
.cta-band h2{color:#fff}
.cta-band p{color:#e7ffef;font-size:1.1rem}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:12px;padding:0 20px}
.faq summary{cursor:pointer;font-weight:700;padding:18px 0;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::after{content:"+";font-size:1.4rem;color:var(--blue);line-height:1}
.faq details[open] summary::after{content:"–"}
.faq details p{color:var(--muted)}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:34px}
.info-list{list-style:none;display:grid;gap:16px}
.info-list li{display:flex;gap:14px;align-items:flex-start}
.info-list .ico{width:46px;height:46px;border-radius:12px;background:#e8f0fd;color:var(--blue);display:grid;place-items:center;flex:none}
.info-list b{display:block;color:var(--navy)}

/* Legal */
.legal{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:38px;max-width:900px;margin-inline:auto}
.legal h2{font-size:1.4rem;margin-top:1.8rem}
.legal h2:first-child{margin-top:0}
.legal ul{margin:0 0 1rem 1.3rem}
.legal li{margin-bottom:.4rem}

/* Footer */
.footer{background:var(--navy);color:#b9cdea;padding:56px 0 24px;font-size:.95rem}
.footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:34px}
.footer h4{color:#fff;margin-bottom:12px;font-size:1.05rem}
.footer a{color:#b9cdea;text-decoration:none;display:block;padding:3px 0}
.footer a:hover{color:#fff}
.footer .tel{color:#fff;font-weight:800;font-size:1.3rem}
.disclaimer{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:20px;font-size:.82rem;color:#8fa6c7}
.disclaimer p{margin-bottom:.6rem}

/* Sticky mobile call bar */
.callbar{display:none;position:fixed;inset:auto 0 0 0;z-index:90;background:#fff;padding:10px 12px;box-shadow:0 -6px 20px rgba(0,0,0,.15)}
.callbar .btn{width:100%}

/* Cookie banner */
.cookie{position:fixed;left:16px;right:16px;bottom:84px;max-width:520px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:14px;padding:16px 18px;z-index:95;display:none;font-size:.88rem}
.cookie.show{display:block}
.cookie .row{display:flex;gap:10px;margin-top:10px}
.cookie button{padding:9px 16px;border-radius:999px;border:1.5px solid var(--blue);background:#fff;color:var(--blue);font-weight:700;cursor:pointer;font-family:inherit}
.cookie button.primary{background:var(--blue);color:#fff}

@media(max-width:980px){
  .hero .grid,.split,.contact-grid{grid-template-columns:1fr}
  .footer .cols{grid-template-columns:1fr 1fr}
  .nav-toggle{display:block}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:stretch;padding:12px 16px 18px;box-shadow:0 12px 20px rgba(11,31,58,.12)}
  .nav.open{display:flex}
  .header-call{display:none}
}
@media(max-width:640px){
  body{font-size:16px}
  section{padding:46px 0}
  .hero{padding:40px 0 48px}
  .callbar{display:block}
  .topbar .hide-m{display:none}
  .footer .cols{grid-template-columns:1fr}
  .legal{padding:22px}
  .btn-lg{width:100%}
  .hero-actions .btn{width:100%}
}